Oil spill insurance claims can be difficult to deal with on your own. When oil escapes, it can cause contamination to the subsoil beneath the ground and can result in toxic smells which can cause harm to you or your family if left untreated.
Oil Spill Claims | Ireland-wide
Oil Spill Insurance Claims
Suffered oil spill? You don't have to take the insurer's first offer. We document the loss, prepare the claim, negotiate the settlement, and only get paid when you do.
Established 1988 Central Bank regulated, Cert C41330 No win, no fee
- 01 We meet Free site visit, often the same day for emergencies.
- 02 We document Every affected room, item and structural detail recorded.
- 03 We negotiate We handle every conversation with the insurer's loss adjuster.
- 04 You're settled Maximum entitlement, full reinstatement, peace of mind.
35+
Years in business since 1988
26
Irish counties served
138+
oil spill claims settled
100%
No win, no fee guarantee
It is, therefore, imperative to deal with an escape of oil in a quick and professional way. If left untreated, the escape of oil can have prolonged effects on the foundations of the property. Furthermore, walls or floors within the property may also be affected.
How can N.J. Carroll & Associates help you with your oil damage claim?
N.J. Carroll & Associates loss assessors will analyse the level of contamination and if needed, will liaise with bio-remediation experts who can provide the necessary reports and findings. Your Insurance company will require that you, the policyholder, mitigate the loss as much as possible so it is important to act fast.
Sometimes, alternative accommodation (which is covered under your policy) will be required if your property is deemed uninhabitable and we can assist you in negotiating this with your insurance company.
‘No Win, No Fee’ Oil Spill Insurance Claims
We offer a free initial consultation and operate on a ‘No Win, No Fee’ basis. After meeting one of your insurance company’s representatives on-site, we will then gather and submit all claim information to them and negotiate on your behalf in order to achieve the best possible deal we can for you.
N.J. Carroll & Associates can offer you the professional advice you need and ensure you receive a fair and adequate settlement for your oil damage claim. Please do not hesitate to contact us and one of our experienced Dublin Loss Assessors and claims handlers will discuss any issues you have regarding your oil damage claim.
We take care of the entire process, so you don’t have to.
The Central Bank of Ireland regulates N.J. Carroll & Associates Ltd. Our Financial Regulator Certificate number is C41330. Niall Carroll is a member of the Society of Chartered Surveyors and the Royal Institute of Chartered Surveyors. We are also a member of the Irish Claims Consultants Association.
Related Insights from the Claimsroom
Why a specialist matters
What you get with a Oil Spill loss assessor
Immediate damage control
Same-day site visit. Make-safe and emergency repairs arranged. Claim opened before the insurer's adjuster lands.
Clear, ongoing updates
Every conversation logged. Every offer presented to you in writing. You make every decision; we do the negotiation.
Maximum settlement secured
Detailed schedule, evidenced and presented. We push until the insurer pays the full entitlement, not the easy figure.
Cover heads we claim
You are entitled to more than you think
Most home and commercial policies include cover heads policyholders never claim, simply because nobody told them. We read the policy line by line so nothing is left on the table.
Buildings reinstatement
Full structural repair to original specification, not depreciated "indemnity" value.
Contents
Furniture, appliances, soft furnishings, replaced new-for-old where the policy permits.
Alternative accommodation
If your home is uninhabitable, the insurer pays for somewhere to stay until reinstatement is complete.
Professional fees
Surveyors, architects and structural engineers when remedial work needs their input.
Debris removal
Make-safe, emergency boarding-up and full clearance of damaged materials.
Loss of metered services
Water, gas and electricity charged through during the claim period.
Insurers
We know how every Irish insurer works
Three decades of claims means we've handled every major Irish insurer's policy wording, claim process, and adjuster panel. We know what each insurer settles easily and where each one fights.
- Aviva
- AIG
- Allianz
- AXA
- FBD
- RSA
- Zurich
- Irish Life
- Liberty
Recent settlements
Stories of successful oil spill claims we've settled
Case Study
Westmeath homeowner — water damage settlement
A fitting on the boiler return pipe failed without warning, and water reached the consumer unit before the mains was isolated, knocking…
Read storyCase Study
Limerick homeowner — water damage settlement
A fitting on the boiler return pipe failed without warning, and the upstairs landing, two bedrooms and the dining-room ceiling were saturated.…
Read storyCase Study
Offaly homeowner — water damage settlement
A fitting on the boiler return pipe failed without warning, and the upstairs landing, two bedrooms and the dining-room ceiling were saturated.…
Read story
Frequently asked
Common oil spill claim questions
There is contamination on my property and possibly the neighbour's. Who pays for what?
Most home policies include oil-leak cover for both the leak itself and third-party contamination. We coordinate the environmental remediation, the third-party claim, and the rebuild of any affected hard-landscaping or garden, while keeping the EPA reporting requirements clean.
Will my premium go up if I make a claim?
Some claims trigger a premium increase, some don't, and accidental-damage claims behave very differently from theft or subsidence claims. We'll advise on the wider implications BEFORE you decide to claim, not just push every loss through.
Is the loss adjuster the insurer sent on my side?
No. The loss adjuster works for the insurance company, their job is to validate the claim and contain its cost. Your loss assessor (us) works only for you, the policyholder. They are not the same role.
How much do you cost? When do I pay?
No win, no fee. Our fee is a percentage of the additional settlement we secure above the insurer's opening offer, agreed in writing up front. If we cannot improve on what the insurer would have paid you anyway, you owe nothing.
Can you visit me anywhere in Ireland?
Yes. Our office is in Dublin 6W and we serve every Irish county. Same-day site visits are routine for emergencies; standard non-emergency visits within 48 hours.
I've already made my claim and the insurer has offered me a settlement. Is it too late?
Not at all. We can step in at any stage of a claim, even after an offer has been made, and frequently improve the settlement. Don't accept the offer until you've spoken to us, signing accepts the figure as final.
Brief us on your oil spill claim
Don't take the insurer's first offer on oil spill
Tell us what happened. Free advice, no obligation, response within the hour during business hours.
Suffered oil spill? Don't take the insurer's first offer.
Talk to us before you talk to your insurer. Free, no-obligation advice. We typically reply within the hour.