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Is It Covered

"Is X covered by insurance" answer-style guides on specific perils.

All Is It Covered articles

Is It Covered

Is Damage Caused by Tenants Covered?

Wear and tear is never covered. Accidental and malicious tenant damage are covered conditionally. The line and what your policy probably says.

May 4, 2026

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Is It Covered

Is Damage from a Frozen Pipe Covered?

Frozen pipe damage is usually covered, but the heating clause decides borderline claims. What to know before you call your insurer.

May 4, 2026

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Is It Covered

Is Subsidence Covered by Home Insurance?

Subsidence is covered by most Irish policies but has the highest excess and longest timeline. What cover applies and what to expect.

May 4, 2026

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Is It Covered

Is a Roof Leak Covered by Home Insurance?

Most roof leaks are covered when the cause is sudden and evidenced. Wear-and-tear is the contested line. Here is how it splits.

May 4, 2026

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Is It Covered

Is Mould Damage Covered by Home Insurance?

Mould damage is covered when it follows from an insured peril. Excluded when the cause is condensation or gradual damp. The line…

May 4, 2026

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