Insurance Loss Assessing
Following an insured loss e.g. fire, water, storm, flood, we will examine your insurance policies to determine what types of claims can be submitted to your insurance company. We then prepare, submit and negotiate your claim.
We handle many types of insurance losses, the most common being fire, storm, flood, burst pipes, burglary, and subsidence. We also prepare third party losses and consequential loss claims. We act for both households and businesses.
For household clients, we will report your claim to insurers on your behalf and request that a loss adjuster be appointed. We will meet with the loss adjuster at your house and agree a scope of repairs. We will prepare and cost a bill of quantities for building damage and lists of damaged household contents. We will undertake all negotiations with your Insurers and/or their appointed loss adjusters to ensure that you obtain the best possible settlement in the shortest time. We will never, however, accept any settlement offer without your approval. We work closely with our clients and keep them informed as to all developments.
For business clients, we will prepare and cost a bill of quantities for building damage and inventories for damaged goods and undertake all negotiations with Insurers to achieve the best possible settlement. In cases where business operations cease or are disrupted following a loss, we will advise and assist on how best to present your business interruption claim and restore your business to its pre-loss state as quickly as possible. We will also prepare consequential loss claims for businesses. Insurance on buildings and contents does not extend to include future profit.
When a fire destroys a factory it not only deprives the company of the value of the factory but also takes away the chance of earning the profit which may have been earned had the factory not been destroyed. N.J. Carroll & Associates will prepare, submit and negotiate your consequential loss claim.
For both household and business clients we will handle all aspects of the insurance claim from first report to final settlement, a settlement that our clients will be happy with. Contact us to find out more.
N.J. Carroll & Associates Ltd are regulated by the Central Bank of Ireland. Our Financial Regulator Certificate number is C41330. Niall Carroll is a member of the Society of Chartered Surveyors and the Royal Institute of Chartered Surveyors. We are also a member of the Irish Claims Consultants Association.