The usual types of fire damage that we deal with occur as a result of discarded cigarettes, candles or chip pans going on fire where boiling oil is left on stoves and allowed to overheat. The fumes then ignite causing the fire. Other types of fire that we commonly see are due to electrical faults where appliances or wiring in the dwelling or commercial building malfunction.
Similarly, fire claims can also be due to ashes being put in bins that are cleared out from fireplaces following the fire the night before or even the spread of fire from an adjoining building to your own building. Fires can also occur arising from arson or malicious damage by intruders or vandals.
Fire damage can spread to areas in your home that may not be immediately visible to you. Sometimes, smoke or soot can spread to areas in the house where the fire itself did not even reach. Electrical appliances are often vulnerable to breaking down when soot gets into them as it can become corrosive and cause major damage. Hence, professional cleaning would be crucial here to prevent any further damage.
Fire damage to your home or business can be a very stressful and distressing experience and it can often be difficult to know what to do next. When you appoint us as your representative, we will immediately start the claims process by reporting your claim and then surveying the damaged property. We will offer you the best advice on issues relating to fire damage and any other queries that you may have such as finding alternative accommodation, dealing with your damaged contents or goods and many more.
We will deal directly with the insurance company and negotiate the best available settlement on your behalf so you don’t have to. This will give you the opportunity and time to deal with the more practical matters of looking after your family or business needs.
We operate on a ‘’No Win, No Fee’’ basis and only charge a percentage based upon the total and final settlement we agree with the insurance company. Hence, we would provide a free consultation for your fire damage claim and answer any questions that you may have. How will you, the policyholder know exactly what you are entitled to claim for and how to proceed with a claim - this is the benefit of engaging a Loss Assessor to act for you in the preparation and negotiation of a fire claim.
Contact us today and one of our experienced Loss Assessors will talk you through the process of how to go about handling your fire damage claim.
N.J. Carroll & Associates Ltd are regulated by the Central Bank of Ireland. Our Financial Regulator Certificate number is C41330. Niall Carroll is a member of the Society of Chartered Surveyors and the Royal Institute of Chartered Surveyors. We are also a member of the Irish Claims Consultants Association.